Credit Portfolio Officer - C13 - GURUGRAM
Citi (company site, opens in a new tab)6–10 yrsGurugramOn-siteDirect career pageEst. 18–30 LPA
Posted 14h ago
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Job description
Structured overview of role & requirements
About This Role
- Own credit review, approval and ongoing monitoring of portfolio exposure, identifying credit migration in coordination with Risk Management.
- Develop portfolio risk-assessment frameworks across lending products and industries, using credit and financial performance to evaluate exposure and new initiatives.
- Use SAS in a UNIX environment for risk and portfolio analysis, and present expected performance, risks and opportunities to senior management.
Minimum Requirements
- Work Experience Required: 6–10 years in credit card risk management or equivalent training and experience is recommended; financial-services experience is preferred.
- Bachelor’s degree or equivalent experience; a master’s degree is preferred.
- SAS and UNIX are specified for risk, financial and data analysis; the role also requires applying credit and risk principles and relevant policies and regulations.
Ideal Candidate Profile
- Has direct credit-card risk or comparable portfolio credit-risk experience, with the ability to connect credit and financial analysis to portfolio decisions.
- Can build risk frameworks across varied lending products and industries, and translate analysis into clear senior-management reporting.
- Is suited to a senior, relatively independent role involving stakeholder challenge, governance and ongoing portfolio-risk oversight.