Institutional Credit Management - Underwriter - Officer
Citi (company site, opens in a new tab)1–3 yrsMumbaiOn-siteDirect career pageEst. 6–12 LPA
Posted 7h ago
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Job description
Structured overview of role & requirements
About This Role
- Cover a low-to-medium complexity portfolio of large corporate borrowers, preparing timely annual, quarterly and transaction credit review memos under an underwriter’s guidance.
- Build projection models, analyze financial statements and external risk information, and maintain accurate financial spreads, ratios, ratings support and credit classifications.
- Monitor portfolio deliverables, workflows, approvals and remediation milestones in line with internal credit policies and KPIs.
Minimum Requirements
- Work Experience Required: 1–3 years of relevant experience.
- Bachelor’s/University degree required; Master’s degree preferred.
- Foundational knowledge of financial statement analysis, risk indicators, financial modeling and valuation; proficiency in Microsoft Office Suite.
- Foundational understanding of standard product documentation, including ISDAs and credit/facility agreements.
Ideal Candidate Profile
- Has a foundation in corporate credit analysis and can independently handle basic transactions while completing low-to-medium complexity reviews with underwriter guidance.
- Can produce concise, accurate credit documentation by combining borrower financials with industry reports, filings, news and rating-agency reports.
- Fits a policy- and controls-oriented credit risk environment where portfolio monitoring, timely approvals and remediation tracking are central.