Credit Portfolio Analyst II
Citi (company site, opens in a new tab)2+ yrsMumbaiOn-siteDirect career pageEst. 8–14 LPA
Posted 18h ago
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Job description
Structured overview of role & requirements
About This Role
- Assess client and counterparty credit risk, support approval decisions, and monitor portfolio exposure for credit migration and compliance with risk limits.
- Prepare and support credit reviews, approval memos, financial projections, cash-flow models, sensitivity analyses, and stress tests.
- Escalate credit concerns and contribute to risk mitigation, collateral assessment, and portfolio review materials for internal stakeholders.
Minimum Requirements
- Work Experience Required: 2+ years in credit risk analysis or corporate banking.
- Education: Bachelor’s degree or equivalent experience.
- Knowledge of financial analysis, accounting, valuation, corporate finance, financial modeling, credit analytics, and banking products.
- Experience reviewing or understanding stress testing, collateral risk and volatility, concentration risk, liquidity, and wrong-way risk.
Ideal Candidate Profile
- An intermediate-level analyst suited to conducting credit work with supervision while contributing to portfolio monitoring and approval processes.
- Best fit for someone with a corporate banking or credit risk background who can connect financial analysis and modeling to credit decisions and risk factors.
- Likely to succeed in a regulated, cross-functional banking environment requiring clear escalation of concerns and evidence-based challenge of analysis.