Senior Analyst – Credit Analysis SBA
First Citizens India (company site, opens in a new tab)3–5 yrsBengaluruOn-siteDirect career pageEst. 10–18 LPA
Posted 1d ago
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Job description
Structured overview of role & requirements
About This Role
- Support end-to-end SBA Express loan lifecycle including eligibility review, credit analysis, loan processing, and portfolio monitoring.
- Collaborate with U.S.-based bankers, SBA specialists, credit officers, and operations teams to ensure compliance with SBA guidelines and optimize loan processing efficiency.
- Drive credit risk assessment, due diligence, issue escalation, and contribute to process improvements impacting a multi-billion-dollar credit portfolio.
Minimum Requirements
- 3-5 years of experience in commercial lending, SBA lending, credit analysis, underwriting support, loan operations, or portfolio monitoring.
- Bachelor's degree in Commerce or MBA (Finance); Chartered Accountant / CFA / equivalent qualifications are advantageous.
- Hands-on experience with SBA lending programs, credit risk principles, financial statement analysis; knowledge of US accounting standards (GAAP, IFRS) preferred.
- Ability to work hybrid from Bengaluru, flexible with shift timings (2 pm – 11 pm).
Ideal Candidate Profile
- Experienced credit analyst familiar with U.S. SBA loan program requirements and commercial lending lifecycle, including documentation and regulatory compliance.
- Analytical and detail-oriented operator with demonstrated ability to manage multiple priorities in high-volume, deadline-driven environments.
- Collaborative professional skilled at stakeholder management across cross-border teams and driving process improvements within credit portfolio monitoring.