Analyst - Credit Analysis
First Citizens India (company site, opens in a new tab)1–3 yrsBengaluruOn-siteDirect career pageEst. 5–9 LPA
Posted 1d ago
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Job description
Structured overview of role & requirements
About This Role
- Support end-to-end SBA Express loan lifecycle including eligibility review, credit analysis, and loan application processing.
- Monitor and assess credit risk of small business lending portfolio, ensuring compliance with SBA and bank policies.
- Collaborate closely with U.S.-based business bankers, credit officers, and operations teams to maintain portfolio quality and drive process improvements.
Minimum Requirements
- 1-3 years of experience in commercial lending, SBA lending, credit analysis, underwriting support, loan operations, or portfolio monitoring.
- Bachelor’s degree in commerce or MBA (Finance).
- Experience with U.S. commercial real estate market trends, financial statement analysis, and SBA lending programs.
- Ability to work flexible shift timing: 2 pm – 11 pm.
Ideal Candidate Profile
- Experience working with U.S.-based credit and lending teams supporting SBA Express loan products.
- Strong analytical skills with ability to perform detailed financial and credit risk assessments under standard operating procedures.
- Operationally focused with experience managing high volumes, ensuring accuracy, and driving process improvements in credit or loan operations environments.