Product Manager, Embedded Financial Services (F.OS)_MPIN
Robert Bosch GmbH (company site, opens in a new tab)7+ yrsBengaluruOn-siteDirect career pageEst. 30–50 LPA
Posted 1d ago
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Job description
Structured overview of role & requirements
About This Role
- Own and evolve the embedded financial services roadmap including credit, payments, and adjacent products based on customer needs, economics, and regulatory readiness.
- Lead customer and use-case discovery to prioritize financing needs and define ideal customer profiles across various segments like fleet operators and vehicle owners.
- Manage lender and funding partnerships, co-create financial products, design programs driving adoption, and own pilots through to scale and commercial monetization.
Minimum Requirements
- Bachelor's degree in engineering, finance, economics, or related field; masters or MBA is a plus.
- 7 to 12+ years experience in fintech, digital lending, embedded finance, NBFC, banking products, or B2B financial services.
- Deep knowledge of digital lending, embedded finance, underwriting, credit products, lender economics, and Indian regulations including DSA, KYC/KYB, Account Aggregator ecosystem, and lending APIs.
- Experience working directly with banks/NBFCs and their credit, product, partnership teams; proficient in translating business opportunities into technology requirements.
Ideal Candidate Profile
- Has successfully taken lending or embedded finance propositions from customer need through lender structuring, digital integration, and first disbursement to scale.
- Strong commercial and partnership negotiation skills with ability to own business metrics such as revenue, throughput, and conversion.
- Comfortable working cross-functionally with Product, Engineering, Legal, Compliance, Finance, and business teams, and effectively engaging with lender leadership and platform partners amid regulatory complexity.