Area Manager - Credit Operations
Tata Capital Limited (company site, opens in a new tab)Delhi NCROn-siteDirect career pageEst. 8–18 LPA
Posted 1d ago
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Job description
Structured overview of role & requirements
About This Role
- Manage Credit Operations for retail mortgage loans across multiple branches, ensuring adherence to credit policy and compliance.
- Oversee end-to-end loan processing including document verification, CAM preparation, final loan file review, and disbursement coordination.
- Lead and upskill a team of Credit Processing Associates, drive process improvements, compliance adherence, and collaborate cross-functionally to implement technology solutions.
Minimum Requirements
- Graduate degree preferred in Finance, Business Administration, Commerce or related fields; Masters/Postgraduate CA or MBA (Finance) or equivalent.
- Experience managing credit operations or loan processing teams in retail mortgage lending: Not explicitly mentioned in the JD.
- Familiarity with Loan Origination Systems (LOS), Finnone; knowledge of Salesforce (SFDC) and MS Excel is advantageous.
- Work Experience Required: Not explicitly mentioned in the JD.
Ideal Candidate Profile
- Experienced in managing credit operations for retail mortgage products such as Home Loans, Home Equity, and Affordable Housing Loans at a cluster or regional level.
- Strong knowledge of credit policy and regulatory compliance with demonstrated ability to drive FTR, TAT, and compliance KPIs.
- Capable of leading cross-functional projects involving technology adoption (LOS/LMS) and managing teams with low attrition outcomes.