Area Manager - Credit Operations - Housing - Operations - Delhi - Swasthya Vihar - MM
Tata Capital Limited (company site, opens in a new tab)On-siteDirect career pageEst. 8–16 LPA
Posted 22h ago
Reach people at Tata Capital Limited
People at this company you can reach
Log in to see who works here
Create a free account or log in to see the people at Tata Capital Limited you could write to:
- Recruiters & HR
- People in this function
- Work addresses
Your match
Against your primary resume
Log in to see your match score
Create a free account or log in to unlock your CV match score across:
- Role fit
- Experience
- Industry relevance
Protocol Intelligence
How competitive this role is
Competition
Background fit
Strictness
Log in to see why each signal reads the way it does.
Job description
Structured overview of role & requirements
About This Role
- Manage Credit-Operations activities for retail mortgage loans across multiple branches in a cluster to ensure process adherence and quality.
- Oversee end-to-end credit processing including application login, CAM preparation, loan file reviews before disbursement, and compliance with regulatory guidelines.
- Lead and develop a team of Credit Processing Associates, conduct training, and coordinate cross-functionally to improve process efficiency and technological solution adoption.
Minimum Requirements
- Graduate degree required; preference for Finance, Business Administration, Commerce or related fields.
- Work Experience Required: Not explicitly mentioned in the JD.
- Proficiency with Loan Origination Systems (LOS) and Finnone mandatory; familiarity with SFDC (Salesforce) and MS-Excel advantageous.
- Must have experience managing multi-branch credit operations teams and ensuring compliance with credit policies and regulatory standards.
Ideal Candidate Profile
- Experienced in retail mortgage loan credit operations with strong knowledge of credit policies and process controls.
- Demonstrated ability to manage and optimize credit processing workflows, focusing on KPIs like First Time Right (FTR) and Turnaround Time (TAT).
- Skilled in cross-functional stakeholder management and technology-driven process improvements, including LOS/LMS implementation and digital initiatives.