Assistant Manager, Regional Credit Risk, Consumer Lending
Grab (company site, opens in a new tab)4+ yrsBengaluruOn-siteDirect career pageEst. 12–20 LPA
Posted 2h ago
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Job description
Structured overview of role & requirements
About This Role
- Manage and drive credit risk management strategies, policies, and procedures for consumer lending portfolios across multiple Southeast Asian countries.
- Design underwriting and account management strategies while collaborating with regional and country risk teams and other stakeholders to execute credit risk frameworks.
- Monitor portfolio risk reports and provide credit risk evaluations to optimize credit program efficiency and ensure sustainable growth and regulatory compliance.
Minimum Requirements
- Bachelor's or Master's degree in Statistics, Mathematics, Economics, or related domain.
- Minimum 4 years of experience in Credit Underwriting, MIS Reporting, Credit Policy, or Credit Analytics within financial services or FinTech.
- Experience in retail banking consumer credit lifecycle including origination and portfolio management, preferably in consumer lending products such as credit cards, personal loans, or BNPL.
- Proficiency in Python and SQL for data analysis is mandatory; knowledge of Power BI is an advantage.
Ideal Candidate Profile
- Experienced in managing regional credit risk strategies with operational ownership of portfolio management and underwriting policy optimization.
- Strong analytical and technical background with expertise in credit risk modeling, database management, and segmentation techniques.
- Capable of collaborating across functions and countries to implement scalable credit risk solutions in a dynamic, multi-country financial services environment.