Credit Officer, Associate
Deutsche Bank (company site, opens in a new tab)MumbaiOn-siteDirect career pageEst. 10–20 LPA
Posted 12h ago
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Job description
Structured overview of role & requirements
About This Role
- Perform credit analysis and risk assessment of corporate and financial institution counterparties, including financial statement analysis and cash flow forecasting.
- Prepare credit rating reports and recommendations for senior approval; actively support live trades by providing credit write-ups and recommendations.
- Monitor and manage assigned credit portfolios, ensure compliance with credit limits and covenants, and collaborate with onshore credit officers and stakeholders to manage Deutsche Bank’s exposure.
Minimum Requirements
- Relevant professional qualifications such as MSc, MA, MBA, CA, CFA, or equivalent.
- Relevant work experience in credit underwriting with strong analytical skills and financial markets knowledge.
- Strong accounting background including financial ratios, financial statement analysis, and cash flow projections.
- Work Experience Required: Not explicitly mentioned in the JD.
Ideal Candidate Profile
- Experienced in credit risk analysis with a strong understanding of various banking products including trade finance and derivatives.
- Capable of leveraging AI tools responsibly to enhance productivity and optimize workflows in credit analysis.
- Able to work collaboratively with multiple stakeholders including credit officers, business units, and operations teams to ensure comprehensive credit risk management.