Credit Officer, Associate
Deutsche Bank (company site, opens in a new tab)MumbaiOn-siteDirect career pageEst. 10–18 LPA
Posted 6h ago
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Job description
Structured overview of role & requirements
About This Role
- Perform accurate credit analysis of corporate and financial institution counterparties including financial statement analysis, cash flow modeling, and peer comparison.
- Write credit rating reports and reviews to support credit approval decisions and actively participate in credit trade assessments with onshore officers.
- Manage and monitor a credit portfolio including exposure limits, covenants and market developments, ensuring compliance with regulatory and internal policies.
Minimum Requirements
- Relevant professional qualifications such as MSc, MA, MBA, CA, CFA.
- Credit underwriting experience with strong analytical skills and knowledge of financial markets and industry trends.
- Proven accounting skills including financial ratios, financial statement analysis, and cash flow projections.
- Work Experience Required: Relevant work experience in credit underwriting (exact years not explicitly mentioned in the JD).
Ideal Candidate Profile
- Experience operating in credit risk within corporate and institutional banking environments.
- Ability to collaborate directly with credit officers and cross-functional teams supporting credit risk and exposure management.
- Familiarity and competence in leveraging AI tools to enhance credit analysis productivity and workflow optimization while applying critical judgment.