Credit Manager_HOUSING FINANCE_0140_1780_1008888_HRR
Kotak Securities Limited (company site, opens in a new tab)PuneOn-siteDirect career pageEst. 10–18 LPA
Posted 1d ago
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Job description
Structured overview of role & requirements
About This Role
- Assess creditworthiness by analyzing financial statements, credit reports, and other information to make credit decisions.
- Conduct risk assessments to evaluate loan viability and set appropriate credit limits, terms, and conditions to manage credit risk.
- Monitor loan delinquency during initial stages to maintain minimal delinquency rates and mentor CPAs for quality and productivity.
Minimum Requirements
- Experience Required: Not explicitly mentioned in the JD
- Familiarity with regulatory frameworks and compliance requirements related to credit operations.
- Proficiency in credit analysis software and Microsoft Office applications (Excel, Outlook).
- Not explicitly mentioned: mandatory degree, notice period, or strict location requirements.
Ideal Candidate Profile
- Strong analytical skills with experience in financial statement and credit report analysis.
- Capability to manage multiple cases concurrently while ensuring attention to detail and timely delivery.
- Experience in mentoring junior staff (CPAs) and implementing head office and local credit policies.