Deputy Collections Manager-DSMG-Motor Finance-Collections-Flows - Bkt 1 to 3 (ST)-Rajkot - Amrish-J Grades
Tata Capital Limited (company site, opens in a new tab)On-siteDirect career pageEst. 6–10 LPA
Posted 23h ago
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Job description
Structured overview of role & requirements
About This Role
- Manage collections for assigned area focused on buckets 1 to 3, targeting resolution, flows, credit cost, and roll rates.
- Ensure NPA levels remain within budget and implement strategies to minimize NPAs and vendor payouts.
- Oversee legal and regulatory compliance including asset verification, SARFESI/Section 9 possession, and coordinate with legal teams to represent organization in legal matters.
Minimum Requirements
- Experience in motor finance collections or equivalent collections management role: Not explicitly mentioned in the JD.
- Knowledge and experience handling NPAs, delinquency tracking, and statutory legal processes such as SARFESI and Section 9.
- Ability to manage field teams and ensure compliance with SLAs, audit, and regulatory requirements.
- Work Experience Required: Not explicitly mentioned in the JD.
Ideal Candidate Profile
- Experienced in managing collections operations specifically for early-stage delinquency buckets (1 to 3) in motor finance or similar secured lending portfolios.
- Proven ability to coordinate legal possession processes and work with legal/statutory bodies effectively.
- Capable of leading field teams with operational rigor to meet defined SLAs and audit standards, with focus on controlling credit costs and improving revenue.