Senior Product Manager - Credit Risk
Bureau (company site, opens in a new tab)5–8 yrsBengaluruOn-siteDirect career pageEst. 28–45 LPA
Posted 2h ago
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Job description
Structured overview of role & requirements
About This Role
- Own and drive the roadmap for credit risk signals, scores, and decisioning tools used by lenders to approve, price, and monitor borrowers.
- Collaborate deeply with banks, NBFCs, and fintechs to gather underwriting and collection insights to translate lender needs into impactful credit products covering the full credit lifecycle.
- Lead productization of data science models and ensure credit products comply with RBI and data protection regulations while achieving measurable impacts like improved approval rates and reduced fraud losses.
Minimum Requirements
- 5–8 years of product management experience with end-to-end ownership at PM or Senior PM level.
- Prior consumer-side credit experience with lenders, NBFCs, credit fintechs, or BNPL players in India or globally.
- Strong data skills including ability to analyze credit risk metrics and write SQL queries.
- Not explicitly mentioned in the JD: Educational qualifications, notice period.
Ideal Candidate Profile
- Experienced builder who has shipped credit products from the lender’s side and can translate lending judgment into scalable credit risk products.
- Comfortable working across technical (data science, engineering), commercial (sales, GTM), and regulatory domains (RBI compliance).
- Familiar with Indian credit ecosystem elements such as credit bureaus, Account Aggregator, UPI, or GST data and B2B sales of credit risk tools.