Senior Analyst - Credit Analysis
First Citizens India (company site, opens in a new tab)3–5 yrsBengaluruOn-siteDirect career pageEst. 8–14 LPA
Posted 9h ago
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Job description
Structured overview of role & requirements
About This Role
- Monitor and analyze a multi-billion-dollar credit portfolio to identify risks, ensure compliance, and support lending decisions.
- Use tools such as Moody’s CreditLens for financial spreading, covenant monitoring, borrowing base calculations, and reporting.
- Collaborate with U.S.-based Credit Officers, Portfolio Managers, and Risk teams to deliver timely, accurate credit insights and contribute to process improvements.
Minimum Requirements
- 3–5 years of experience in credit analysis or portfolio monitoring within banks, NBFCs, or financial services.
- Bachelor’s degree in Commerce or MBA (Finance); Chartered Accountant/CFA is advantageous.
- Proficiency in financial statement analysis, corporate lending products, and credit documentation; experience with US GAAP and IFRS.
- Willingness to work in hybrid mode (Bengaluru location) with flexible shift timings (2 pm – 11 pm).
Ideal Candidate Profile
- Experienced in corporate credit risk monitoring with strong command of credit analysis tools and US financial reporting standards.
- Able to independently manage assigned credit portfolio while collaborating effectively with global stakeholders.
- Demonstrates high ownership of portfolio risk management and quality assurance under tight deadlines with attention to detail.