Cluster Credit Manager - Affordable Housing Finance
Godrej Properties (company site, opens in a new tab)8–10 yrsNashikOn-siteDirect career pageEst. 8–14 LPA
Posted 1d ago
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Job description
Structured overview of role & requirements
About This Role
- Lead and manage credit function across multiple branches in Affordable Housing Finance, focusing on credit decisions, portfolio quality, and risk management.
- Evaluate and approve or recommend housing loan and LAP proposals in line with credit policies and delegated authority, including review of complex, high-value cases.
- Collaborate with sales and other functions to maintain portfolio quality, resolve credit issues, and drive process improvements and compliance adherence.
Minimum Requirements
- 8-10 years of relevant work experience in credit management or underwriting.
- Experience in evaluating housing loans and Loan Against Property (LAP) proposals.
- Strong knowledge of credit policies, regulatory guidelines, and risk parameters in affordable housing finance.
- Work Experience Required: 8-10 years
Ideal Candidate Profile
- Experience managing credit across a cluster or multiple branches with responsibility for portfolio risk and quality control.
- Proven ability to assess complex, high-value loan applications and provide data-driven credit decisions.
- Skilled in collaborating cross-functionally with sales, risk, operations, and collections to balance business growth with risk appetite.