Location Credit Manager-HF_HOUSING FINANCE_0140_7429_1054126
Kotak Securities Limited (company site, opens in a new tab)HyderabadOn-siteDirect career pageEst. 8–16 LPA
Posted 13h ago
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Job description
Structured overview of role & requirements
About This Role
- Assess creditworthiness by analyzing financial statements, credit reports, and collateral values to make loan decisions.
- Manage credit risk through setting credit limits, terms, and conditions while ensuring regulatory compliance.
- Monitor delinquency for underwritten cases to maintain minimal default rates and mentor CPA team members to improve output quality.
Minimum Requirements
- Experience Required: Not explicitly mentioned in the JD
- Proficiency in credit analysis software and Microsoft Office (Excel, Outlook)
- Knowledge of regulatory frameworks and credit compliance requirements
- Ability to handle high-volume cases with attention to detail
Ideal Candidate Profile
- Experienced in credit risk assessment with a strong analytical approach to financial data and loan viability.
- Capable of managing multiple stakeholders including clients and cross-functional teams to deliver credit solutions.
- Skilled in mentoring and leading CPA team members to improve productivity and maintain credit quality.