Credit Portfolio Officer
Citi (company site, opens in a new tab)6–10 yrsGurugramOn-siteDirect career pageEst. 18–30 LPA
Posted 7h ago
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Job description
Structured overview of role & requirements
About This Role
- Lead credit review, credit approvals, and monitoring of the credit portfolio to identify migration risks in coordination with Risk Management.
- Develop and implement frameworks for portfolio risk assessment across lending products and industry segments, including financial and credit performance evaluation.
- Perform statistical and financial analyses using SAS in UNIX and prepare risk management presentations for senior management highlighting portfolio performance and risk/opportunity areas.
Minimum Requirements
- 6-10 years of experience in credit card risk management or equivalent training/experience, preferably in financial services.
- Bachelor's degree or equivalent experience; Master's degree preferred.
- Proficiency in Statistical Analysis System (SAS) within a UNIX environment.
- Work Experience Required: 6-10 years in relevant domain. Notice period: Not explicitly mentioned in the JD.
Ideal Candidate Profile
- Experience in applying credit and risk management principles toward achieving business objectives in high-complexity environments.
- Ability to work independently with autonomy and sound judgment, acting as a subject matter expert to senior stakeholders.
- Strong analytical, organizational, and interpersonal skills to manage fast-paced workload and collaborate cross-functionally.