Credit Analysis & Valuation – Officer
Citi (company site, opens in a new tab)3–6 yrsMumbaiOn-siteDirect career pageEst. 10–18 LPA
Posted 12h ago
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Job description
Structured overview of role & requirements
About This Role
- Support financial modeling and valuation of Non-Investment Grade and Classified assets using standard industry approaches.
- Assist in credit underwriting processes including drafting credit notes, memos, and conducting financial and ratio analysis aligned with bank policies.
- Monitor portfolio performance by tracking financials, preparing reports, and ensuring compliance with internal credit risk management frameworks.
Minimum Requirements
- 3–6 years of experience in credit analysis, audit, or financial research (including internships).
- Post Graduate degree in Finance, Commerce, Accounting, or related discipline (MBA, CA, CFA, etc.).
- Proficient in financial statement analysis, financial modeling concepts, and advanced Excel, AI Prompt, and PowerPoint skills.
- Work Experience Required: 3–6 years relevant experience.
Ideal Candidate Profile
- Experienced in managing Non-Investment Grade credit portfolios with focus on classified assets and credit risk monitoring.
- Strong analytical skillset with capability to prepare detailed financial assessments and credit documentation under supervision.
- Comfortable working within structured credit risk frameworks and collaborating with internal teams for data and compliance management.