Credit Manager - Tractor and Crop Finance_Tractors and Farm Equipments (TFE)_0140_8087_1080394
Kotak Mahindra Bank (company site, opens in a new tab)2–5 yrsKarnatakaOn-siteDirect career pageEst. 6–12 LPA
Posted 1d ago
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Job description
Structured overview of role & requirements
About This Role
- Conduct credit appraisal and assessment of Commercial Vehicle (CV) and Construction Equipment (CE) loan proposals.
- Prepare credit notes and recommend proposals adhering to credit policies and delegated authorities.
- Monitor portfolio quality, ensuring compliance and timely documentation support for audits and internal stakeholders.
Minimum Requirements
- 2-5 years of experience in Credit Assessment, Underwriting, or Credit Risk.
- Experience preferred in CV/CE Finance, Vehicle Finance, Asset Finance, SME Finance, or Retail Lending.
- Understanding of financial statements, credit policies, banking/bureau analysis, and underwriting processes.
- Post Graduate preferred (not explicitly mandatory).
Ideal Candidate Profile
- Experienced in credit evaluation of diverse customer profiles including SMEs, transport operators, and small businesses.
- Familiar with credit risk assessment, compliance, and cross-functional coordination in a lending environment.
- Analytical with proven decision-making skills and ability to manage stakeholder communications effectively.