Business Analyst - Payment Clearing Systems
Synechron (company site, opens in a new tab)5–10 yrsPuneOn-siteDirect career pageEst. 12–25 LPA
Posted 14h ago
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Job description
Structured overview of role & requirements
About This Role
- Own the design and configuration of payment flows and clearing workflows across global payment rails including ACH, Fedwire, SEPA, and SWIFT.
- Ensure compliance with ISO 20022 messaging standards and manage data mapping between legacy and modern formats.
- Translate business requirements into functional specifications for payment processing engines focusing on clearing, settlement, exception handling, and liquidity management.
Minimum Requirements
- 5 to 10 years of experience designing payment flows and managing global payment clearing systems such as ACH, Fedwire, SEPA, and SWIFT.
- Strong knowledge of payment rails including clearing cycles, cut-off times, and messaging standards for ACH, wire, real-time/instant payments, and SWIFT.
- Familiarity with enterprise payment system architecture including payment hubs, orchestration layers, and ledger posting systems.
- Experience with Agile/Scrum delivery, JIRA, Confluence, SQL/NoSQL databases, and API testing tools such as Postman.
Ideal Candidate Profile
- Expertise in global payment systems integration and deep understanding of payment clearing, settlement processes, and compliance requirements (Sanctions Screening, AML, KYC, fraud prevention).
- Proven ability to work on complex enterprise payment platforms with experience in mapping payment messages from legacy to ISO 20022 standards.
- Experienced in gathering requirements and creating detailed functional specifications and user stories aligned to business goals in payment processing contexts.