Manager - DSMG - Retail Finance - Recovery Secured - Recovery - Cochin - Josh Centre - J Grades
Tata Capital Limited (company site, opens in a new tab)On-siteDirect career pageEst. 8–14 LPA
Posted 23h ago
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Job description
Structured overview of role & requirements
About This Role
- Manage collections within an assigned area to meet targets related to resolution, flows, credit costs, and roll rates across different asset buckets.
- Minimize NPAs through active efforts, conduct asset verifications and possessions as per legal SARFESI/Section 9 processes, and reduce vendor payouts by developing revenue initiatives.
- Supervise field collection teams ensuring SLA compliance, monitor delinquency and defaulting customers, interface with legal/statutory bodies as needed, and ensure audit/regulatory compliance.
Minimum Requirements
- Qualification: Graduate or Post Graduate in any discipline.
- Work Experience Required: Not explicitly mentioned in the JD.
- Experience handling secured retail finance recovery or collections is implied but not explicitly stated.
- Location: Cochin; work location is explicitly mentioned.
Ideal Candidate Profile
- Experienced in managing retail secured finance collections with measurable success in controlling NPAs and credit costs.
- Capable of leading field teams, coordinating with legal and audit functions, and handling complex default cases.
- Skilled in operational oversight including SLA management, asset verification processes, and delinquency control in a structured environment.