Senior Product Manager – Lending
ShopSe (company site, opens in a new tab)5–8 yrsMumbaiOn-siteDirect career pageEst. 22–35 LPA
Posted 1d ago
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Job description
Structured overview of role & requirements
About This Role
- Own end-to-end loan origination funnel including application, KYC, underwriting, and disbursal, driving improvements in approval rates and turnaround times through experimentation.
- Lead NBFC/bank lending partner onboarding and integration; optimize multi-lender routing to enhance approval rates, credit coverage, and cost of funds.
- Own repayment experience (eNACH/UPI Autopay, EMI, collections nudges) to reduce delinquency and improve on-time repayment; integrate AI tools to enhance underwriting, risk decisioning, and product operations.
Minimum Requirements
- 5–8 years in product management with at least 3 years owning lending or credit product surfaces.
- Direct lending domain experience required with NBFC, fintech lending, digital lending, BNPL, or EMI products.
- Bachelor’s degree in Engineering, Business, or related field required; MBA preferred but not mandatory.
- Hands-on knowledge of India’s lending framework including co-lending, FLDG/DLG, RBI Digital Lending Guidelines, KFS, Account Aggregator, eNACH/UPI Autopay, and EMI/Credit Line on UPI.
Ideal Candidate Profile
- Experienced in managing end-to-end lending lifecycle and driving measurable improvements in approval rates, disbursal volumes, and portfolio quality.
- Skilled at cross-functional coordination involving credit, risk, lending partners, tech, and compliance, with strategic vision for roadmap planning tied to business outcomes.
- Proficient in applying AI tools within product management to accelerate research, underwriting, and decision-making processes in lending products.