Relationship Manager - Tractor and Crop Finance_Tractors and Farm Equipments (TFE)_0436_3718_1094845

Source and manage working capital loan facilities for agri-related, food processing, agro-processing, and other MSME manufacturing industries with ticket sizes ranging from Rs. 2 crore to Rs. 25 crore.

Achieve a minimum of 3 new loan cases per month and generate at least 2 new business leads daily through networking with CAs, financial consultants, DMAs, and Kotak Bank branches.

Coordinate with multiple internal teams (trade finance, CMS, operation, treasury, legal, credit) to ensure seamless customer service, risk management, and timely complaint resolution; role involves 80% field work requiring own vehicle and valid driving license.

Education: Postgraduate Diploma or Postgraduate degree in Banking and Finance; marketing and finance majors have an advantage.

Work Experience Required: Not explicitly mentioned in the JD.

Must have own vehicle with a valid driving license due to field-heavy role (80% field, 20% office).

Strong communication skills including Hindi, local language, and English; strong relationship management skills.

Experienced in sourcing and managing secured mortgage business loans and working capital finance with knowledge of balance sheets and P&L.

Comfortable with high field activity, networking, and negotiation within the agri-MSME finance space, with a local area understanding.

Technologically savvy with good coordination skills across departments and a track record of meeting strict lead generation and disbursement targets.