Loan Officer - Retail MFB - Sales - Kushtagi - B B Nagar - J Grades
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Job Description
Structured overview of role & requirementsAbout This Role
Achieve loan disbursement targets with minimum delinquency while managing repayment and collections to meet daily/weekly targets.
Identify and disburse loans to Joint Liability Groups (JLGs), expanding into new geographic areas through market assessment and team development.
Maintain portfolio quality by monitoring dues, delinquency, and fraud, and conduct regular field visits and client meetings to ensure engagement and recoveries.
Minimum Requirements
Work Experience Required: Fresher to maximum 5 years as a sales officer in microfinance business.
Graduate degree in any discipline.
Basic understanding of microfinance business and JLG model preferred.
Not explicitly mentioned: Notice period or strict location requirements.
Ideal Candidate Profile
Experience in client relationship management and business sourcing in microfinance or retail lending.
Ability to operate in field with frequent client and group meetings, focusing on portfolio quality and delinquency control.
Capable of working towards sales targets in microfinance with a flair for sales and customer service orientation.