Credit Risk Strategy & Analytics - Vice President

Lead development, implementation, and management of credit risk and collection strategies and policies for consumer and/or commercial lending portfolios.

Direct credit analytics team to integrate internal and external data into policies and lending platforms to optimize commercial risk assessment and support digital straight-through processing.

Support risk-return optimization and policy recommendations throughout the loan lifecycle, including risk assessment frameworks, regulatory compliance, and emerging risk identification.

Minimum 10+ years of experience in credit risk management within financial services involving quantitative analysis and credit scoring model management.

Degree required in Economics, Finance, Statistics or Applied Mathematics.

Proficiency in statistical/econometric programming (e.g., SAS, SQL, Python, STATA) and experience using SAS in a UNIX environment for risk analytics.

Prior experience working in regulatory and compliance policy environments.

Experienced in leading analytics teams and managing end-to-end credit risk strategy and policy implementation for lending portfolios.

Strategic thinker with ability to synthesize complex data and regulatory requirements into actionable credit policies.

Strong communicator capable of effectively engaging diverse stakeholders and producing senior management risk presentations.