Relationship Manager - Tractor and Crop Finance_Tractors and Farm Equipments (TFE)_0436_5922_1087147
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Job Description
Structured overview of role & requirementsAbout This Role
Source and manage Working Capital Loan facilities for Agri-related industries and MSME segment with ticket sizes ranging from Rs. 2 crore to Rs. 25 crore.
Achieve minimum 3 new loan cases per month and generate at least 2 new leads daily through networking and coordination with CAs, financial consultants, and Kotak Bank branches.
Coordinate with multiple internal teams including credit, trade finance, operations, treasury, legal, and branch banking to ensure timely, quality customer service and risk management.
Minimum Requirements
Post Graduate Diploma or Post Graduate degree in Banking and Finance; Marketing and Finance background is advantageous.
Must have knowledge of working capital finance, balance sheet and P&L reading, and mortgage-related property/legal concepts.
Own vehicle with valid driving license mandatory due to 80% fieldwork in the job.
Work experience required: Not explicitly mentioned in the JD.
Ideal Candidate Profile
Experienced in relationship management and loan sourcing within Agri, food processing, or MSME sectors handling large ticket loans.
Proficient in communication in Hindi, local language, and English, with strong networking and negotiation skills.
Operates effectively in a high fieldwork environment, able to engage extensively with multiple stakeholders and deliver consistent monthly business targets.