Relationship Manager - Tractor and Crop Finance_Tractors and Farm Equipments (TFE)-Retail Sales_Ludhiana

Drive deposit acquisition and retention to enhance branch deposit pool in Tractors and Farm Equipment segment.

Lead sales of non-deposit financial products (Mutual Funds, Insurance, cross-sell offerings) to increase fee income and branch profitability.

Manage branch operations including customer service delivery, regulatory compliance, team productivity, morale, and overall branch P&L performance.

Experience in retail liabilities and financial product sales in retail banking/finance sector - specific duration Not explicitly mentioned in the JD.

Knowledge of Mutual Funds, Insurance products, and cross-selling strategies required.

Familiarity with branch administration and regulatory compliance mandatory.

Work Experience Required: Not explicitly mentioned in the JD.

Experienced in managing retail sales teams focused on agricultural/traditional rural finance products like tractors and farm equipment.

Strong operational ownership with demonstrated ability to meet branch profitability and break-even targets.

Skilled at coordinating cross-functional teams including product, marketing, and service units to enhance customer experience and service standards.