Relationship Manager_Tractors and Farm Equipments (TFE)-Marketing Branches Operations_Ludhiana
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Job Description
Structured overview of role & requirementsAbout This Role
Source and achieve monthly disbursements of working capital loans ranging ₹2 crore to ₹25 crore for Agri-related, food processing, and MSME segments, targeting at least 3 new cases and 2 new leads daily.
Build and manage relationships with external financial consultants, CAs, DMAs, and internal Kotak Bank teams to ensure quality portfolio growth and seamless service delivery.
Conduct financial evaluations including balance sheets, P&L, and mortgage/legal assessments, while maintaining documentation and timely resolution of customer needs.
Minimum Requirements
Experience Required: Not explicitly mentioned in the JD.
Role requires 80% fieldwork and 20% office presence (field-intensive).
Mandatory skills include strong financial acumen for evaluating financial documents and understanding mortgage/legal aspects.
Candidates must be tech-savvy with strong networking and negotiation skills.
Ideal Candidate Profile
Proven ability to source and close large ticket loans (₹2 crore to ₹25 crore) in Tractor Loans and Retail Agri-Finance segments.
Strong local market knowledge and interpersonal networking with key financial influencers like CAs, consultants, and branch teams.
Capable of working in a high-paced, field-driven environment with emphasis on speed, scale, and skill in driving business growth.
