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Job Description
Structured overview of role & requirementsAbout This Role
Own the modeling layer on top of a large proprietary alternative data platform creating credit intelligence for banks and lenders in India.
Build and deploy credit risk, income estimation, fraud detection, and loan recommendation models that directly impact loan approvals, fraud prevention, and default rates.
Lead underwriting model development for MSME, LAP, and micro-LAP loans translating complex credit policies, cash flow, and credit bureau data into production-grade quantitative models.
Minimum Requirements
Minimum 8 years total experience with at least 5 years in Indian financial services, fintech, or lending domain.
Proven experience shipping production models in risk, fraud, propensity, or similar areas.
Deep domain knowledge of Indian credit data sources: GST, ITR, bank statements, and credit bureau.
Work Experience Required: >8 years total, 5+ years in Indian fintech/lending domain.
Ideal Candidate Profile
Strong quantitative underwriting expertise, especially for MSME credit risk assessment and translating underwriting policies into code.
Experience operating in a senior, strategic role influencing modeling standards and mentoring team members.
Comfortable working with diverse data types including banking transactions, GST, ITR, and bureau data to build end-to-end credit risk frameworks.