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Protocol Intelligence
Data-driven signals on your job's competitivenessTier-1 brand, metro location, and a generalist mid-level credit risk role attract many qualified applicants.
Requires specific consumer credit risk and regulatory experience, making skills less transferable across industries.
Explicit 2+ years requirement plus mandatory credit risk, regulatory knowledge, and SAS/SQL skills raises filter strictness.
Job Description
Structured overview of role & requirementsAbout This Role
Own the accuracy, integrity, and governance of consumer credit risk data from multiple sources including third-party credit bureaus.
Ensure regulatory compliance with standards such as FCRA, OCC, CFPB, and Federal Reserve across data processes, systems, and reporting.
Lead risk identification and mitigation for credit risk models and data quality while driving automation and innovation in credit risk operations.
Minimum Requirements
Bachelor's degree in Finance, Risk Management, IT, or a related field.
At least 2 years of experience in consumer credit risk management or financial services.
Proficiency with data analysis and integration tools such as SAS and SQL.
Strong understanding of credit risk models, regulatory compliance (FCRA, OCC, CFPB, Federal Reserve).
Ideal Candidate Profile
Experienced in managing complex credit risk data environments with cross-functional stakeholder collaboration.
Capable of leading continuous improvement and innovation initiatives including automation and AI/ML application.
Skilled in translating complex credit risk and regulatory requirements into operational processes ensuring compliance and mitigation.