Manager - Risk Analytics - User Lending
Meesho Limited (company site, opens in a new tab)BengaluruOn-siteDirect career pageEst. 22–36 LPA
Posted on 25 Sept
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Job description
Structured overview of role & requirements
About This Role
- Lead and execute risk analytics for digital unsecured lending portfolios including BNPL and Personal Loans, focusing on portfolio performance and emerging credit risks.
- Develop and implement credit risk strategies by partnering with cross-functional teams and evaluating credit policies using data-driven insights.
- Use advanced data tools and modeling techniques to monitor portfolio metrics, conduct root cause analyses, and present actionable risk recommendations to senior stakeholders.
Minimum Requirements
- Experience in Credit Risk, Risk Analytics, Credit Risk Policy, or Decision Science, preferably in digital lending portfolios like BNPL or Personal Loans.
- Proficiency in SQL, data mining tools (Hive, Metabase), and Python for data analysis and risk rule implementation.
- Strong understanding of credit risk metrics (DPD, roll rates, GNPA/NPA, vintage curves) and PD, EAD, LGD modeling related to Expected Credit Loss.
- MBA, Engineering, or Master's in Statistics, Data Science, or related quantitative field.
Ideal Candidate Profile
- Demonstrated ability to independently drive projects and navigate ambiguity in fast-paced digital lending environments.
- Strong analytical and critical thinking skills to translate complex risk data into clear, actionable business insights.
- Experience collaborating effectively with cross-functional teams (Business, Product, Data Science) to shape credit risk strategies and policies.