Cluster Manager - DSMG - Retail Finance - Business Loans - Bucket 1 to 15 - Vijayawada - Punnaiah & Vajramma Complex - JM
Tata Capital LimitedMatch Score
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Protocol Intelligence
Data-driven signals on your job's competitivenessTier-1 brand and mid-level role raise competition, non-metro location and collections specialization moderate it.
Collections and SARFESI legal knowledge are finance-specific, limiting transferability across industries.
No explicit years but requires collections, legal/SARFESI and field management experience, so moderate screening.
Job Description
Structured overview of role & requirementsAbout This Role
Manage collections for assigned area focusing on targets related to resolution, flows, credit cost, and roll rates for loan buckets 1 to 15.
Control NPA within budget, enhance fee income by reducing vendor payouts, and conduct asset verifications and possessions per legal processes.
Oversee delinquency tracking, customer issue resolution within TAT, coordinate with field executives/agencies, and ensure compliance with legal and audit guidelines.
Minimum Requirements
Graduate or Post Graduate degree in any discipline.
Experience in retail finance collections handling buckets 1 to 15 is implied but not explicitly mentioned.
Not explicitly mentioned: Work experience required.
Not explicitly mentioned: Notice period or location constraints besides Vijayawada mentioned in the title.
Ideal Candidate Profile
Experienced in managing collections with a focus on diverse parameters including credit cost and delinquency control.
Capable of leading a team, managing multiple agencies, and ensuring adherence to SLAs and audit/regulatory compliance.
Comfortable interfacing with legal/statutory bodies and handling complex/high-ticket accounts.