Match Score
Against your primary resumeLogin to See Your Match Score
Create a free account or log in to unlock your CV match score across:
Protocol Intelligence
Data-driven signals on your job's competitivenessTier-1 bank, mid-level credit risk role in Gurgaon attracts many qualified applicants.
Requires banking credit-risk experience, SAS proficiency, and regulatory knowledge, limiting cross-industry transferability.
Explicit 5–8 years requirement plus mandatory credit analytics and SAS skills increases filtering strictness.
Job Description
Structured overview of role & requirementsAbout This Role
Manage Citi's global credit portfolio exposure by conducting credit reviews, approvals, and ongoing monitoring to detect credit migration in coordination with Risk Management.
Develop and improve credit risk assessment techniques and workflows, including statistical analyses using SAS in a UNIX environment for profiling, sampling, and quality testing.
Contribute to credit policy development, testing, optimization, regulatory compliance, and risk management reporting to senior management across multiple products and retail formats.
Minimum Requirements
5-8 years of relevant experience in credit or commercial risk analytics.
Bachelor's degree or equivalent experience.
Proficiency in Statistical Analysis System (SAS) within a UNIX environment for risk and financial data analysis.
Work Experience Required: 5-8 years in relevant credit risk or analytics roles.
Ideal Candidate Profile
Experienced in managing diverse credit portfolios with an analytical and data-driven approach to credit risk and policy formulation.
Skilled at applying quantitative techniques such as segmentation, regression, and simulation to evaluate credit and financial performance.
Capable of operating effectively in fast-paced, regulatory-driven environments requiring synthesis of complex data and collaboration with senior stakeholders.