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Protocol Intelligence
Data-driven signals on your job's competitivenessTier-1 brand, mid-level generalist credit role, and metro location increase applicant competition.
High domain specificity to banking credit and underwriting reduces cross-industry transferability.
Explicit 2–5 years and mandatory credit analysis/spreading experience make filters stringent.
Job Description
Structured overview of role & requirementsAbout This Role
Analyze business financial trends and client data to support underwriting decisions.
Manage credit risk of borrowing relationships via financial statement spreading, covenant tracking, and compliance monitoring.
Collaborate with Underwriting Manager including site visits; ensure adherence to Citibank policies and regulatory compliance.
Minimum Requirements
2-5 years experience in financial institution focusing on credit analysis and spreading software.
Bachelor’s degree or equivalent experience.
Proficiency in data analysis tools and methodologies relevant to credit risk.
Work Experience Required: 2-5 years in credit risk or related financial analysis domain.
Ideal Candidate Profile
Experienced in performing detailed financial analysis and risk assessment within credit risk management.
Able to apply analytical thinking and professional judgment to interpret complex financial data implications.
Familiar with credit risk policies, regulatory standards, and effective communication with underwriting and business teams.