Manager - DSMG - Retail Finance - Two Wheeler Loans - Bucket 1 to 3 - Salem - Raja Towers - J Grades
Tata Capital Limited (company site, opens in a new tab)On-siteDirect career pageEst. 7–12 LPA
Posted on 23 Sept
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Job description
Structured overview of role & requirements
About This Role
- Own collections management for assigned area focusing on two wheeler loan portfolios across buckets 1 to 3, ensuring achievement of collection targets and control of delinquency.
- Manage NPA within budget by implementing collection strategies, conducting asset verifications, and initiating legal possession as per SARFESI/Section 9.
- Lead field collection teams and vendor agencies to ensure adherence to SLAs, timely payments, audit compliance, and effective resolution of customer issues to maintain satisfaction.
Minimum Requirements
- Education: Graduate or Post Graduate in any discipline.
- Experience: Not explicitly mentioned in the JD.
- Must have knowledge of collections processes, legal possession procedures (SARFESI / Section 9), and managing two wheeler loan portfolios from buckets 1 to 3.
- Location or other constraints: Not explicitly mentioned in the JD.
Ideal Candidate Profile
- Experienced in retail finance collections with focus on two wheeler loans, capable of managing bucket-wise delinquency and NPA controls.
- Proficient in coordinating with legal teams and statutory bodies, and adept at executing field collection strategies involving multiple agencies and personnel.
- Strong operational leadership in ensuring SLA compliance, daily tracking of delinquent portfolios, and effective client relationship management in collection context.