Credit Analyst - Asset-Backed Securities (ABS)
CitiMatch Score
Against your primary resumeLogin to See Your Match Score
Create a free account or log in to unlock your CV match score across:
Protocol Intelligence
Data-driven signals on your job's competitivenessTier-1 bank, Mumbai metro location, and common early-career credit role increase applicant competition.
Role requires ABS/structured finance expertise, limiting cross-industry transferability.
Explicit 1-3 years requirement plus structured finance/ABS experience makes screening moderately strict.
Job Description
Structured overview of role & requirementsAbout This Role
Manage and analyze a portfolio of asset-backed securities (ABS) transactions across various consumer loan types, ensuring compliance with internal risk policies and industry best practices.
Perform credit risk analysis including review of deal and legal documents, preparation of credit approval memos, and periodic portfolio monitoring for discrepancies.
Drive efficiency improvements via automation and maintain organized credit files for credit, regulatory, and compliance purposes.
Minimum Requirements
University degree or equivalent experience.
1-3 years of credit, portfolio management, or product experience preferably in structured finance/securitization within a financial institution or related entity.
Strong analytical skills and knowledge of wholesale loan products including understanding of legal documentation and deal structures.
Work Experience Required: 1-3 years in relevant credit or portfolio roles.
Ideal Candidate Profile
Experienced individual contributor comfortable working autonomously in ABS credit risk analysis and portfolio monitoring.
Skilled in interpreting complex financial/legal documents and capable of producing detailed credit risk assessments and memos.
Familiar with enhancing operational efficiency through automation and possesses strong organizational abilities to handle fast-paced deadlines.