Manager - DSM - Strategy - Retail MFB
Tata Capital Limited (company site, opens in a new tab)6–7 yrsMumbaiOn-siteDirect career pageEst. 12–18 LPA
Posted on 22 Sept
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Job description
Structured overview of role & requirements
About This Role
- Design, implement, monitor, and improve portfolio interventions to manage delinquent retail portfolios effectively according to product strengths and constraints.
- Develop intelligence-based tools (scorecards) and analytical platforms to enhance collections efficiency and forecast portfolio movements including losses and provisions.
- Build and manage performance metrics, staff capacitation models, and consensus among senior collection management to drive incremental collection efficiencies.
Minimum Requirements
- 6 to 7 years of relevant work experience in portfolio or collections management.
- Graduate degree required; Masters/Postgraduate degree preferred.
- Experience with credit portfolio management, delinquency handling, and forecasting techniques.
- Work Experience Required: Minimum 6 to 7 years as explicitly mentioned.
Ideal Candidate Profile
- Strong expertise in analytics-driven portfolio and credit risk management within retail microfinance or similar lending environments.
- Experienced in building and deploying robust process frameworks and intelligence tools to improve collection performance and control credit losses.
- Skilled in stakeholder management, particularly aligning senior management on portfolio strategies and system solutions to improve credit collections.