Manager - DSM - Strategy - Retail MFB
Tata Capital LimitedMatch Score
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Protocol Intelligence
Data-driven signals on your job's competitivenessMedium — strong Tata brand but specialized credit-collections role limits applicant pool.
High — role requires specialized retail credit, collections, and provisioning experience specific to financial services.
High — explicit 6–7 years requirement plus specialized credit portfolio and collections expertise required.
Job Description
Structured overview of role & requirementsAbout This Role
Design, implement, monitor, and improve portfolio interventions to manage delinquent retail portfolios effectively according to product strengths and constraints.
Develop intelligence-based tools (scorecards) and analytical platforms to enhance collections efficiency and forecast portfolio movements including losses and provisions.
Build and manage performance metrics, staff capacitation models, and consensus among senior collection management to drive incremental collection efficiencies.
Minimum Requirements
6 to 7 years of relevant work experience in portfolio or collections management.
Graduate degree required; Masters/Postgraduate degree preferred.
Experience with credit portfolio management, delinquency handling, and forecasting techniques.
Work Experience Required: Minimum 6 to 7 years as explicitly mentioned.
Ideal Candidate Profile
Strong expertise in analytics-driven portfolio and credit risk management within retail microfinance or similar lending environments.
Experienced in building and deploying robust process frameworks and intelligence tools to improve collection performance and control credit losses.
Skilled in stakeholder management, particularly aligning senior management on portfolio strategies and system solutions to improve credit collections.