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Protocol Intelligence
Data-driven signals on your job's competitivenessMid-level, generalist banking sales role with broad requirements and moderate brand visibility.
Role requires banking product and credit evaluation experience, limiting cross-industry transferability.
Explicit 2–7 years experience band and banking-specific credit evaluation skills create moderate shortlisting rigidity.
Job Description
Structured overview of role & requirementsAbout This Role
Drive acquisition and growth of Loan Against Property (LAP) business through branch banking channels and open market sourcing.
Manage end-to-end loan lifecycle including customer suitability assessment, liaising with credit and operations teams, and ensuring timely disbursement and customer service.
Achieve targets for business acquisition, disbursement, revenue, portfolio growth, and cross-sell other bank products to increase profitability.
Minimum Requirements
2 to 7 years of relevant work experience in sales or banking.
Graduation in any specialization required.
Experience with financial analysis of customer Balance Sheets and Profit & Loss statements for loan evaluation.
Work Experience Required: 2 to 7 years.
Ideal Candidate Profile
Experienced in consultative sales and relationship management within banking or financial services focusing on loans.
Capable of coordinating with multiple internal stakeholders (Credit, Underwriting, Operations) for seamless loan processing.
Data-driven approach with strong skills in assessing customer financials and maintaining portfolio quality.