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Metro product role with generalist title but senior banking specialization reduces applicant density.
High - domain-specific retail lending product expertise required, less transferable across industries.
High - explicit 8-10 years and domain-specific retail-assets product experience required.
Design, develop, and manage retail lending products and propositions based on market analysis and customer insights.
Drive product strategies including pricing, promotional campaigns, and portfolio optimization to enhance growth, profitability, and asset quality.
Collaborate with technology teams to implement digital lending solutions including AI/ML and automation for improved customer experience.
8 to 10 years of relevant work experience in retail asset or lending product management.
Graduate degree in any specialization and MBA qualification required.
Experience in market research, portfolio management, and regulatory compliance related to retail assets.
Not explicitly mentioned in the JD: notice period and location flexibility specifics.
Experienced in managing and scaling retail lending products across multiple customer segments with measurable impact on portfolio growth and profitability.
Strong strategic orientation towards digitization, automation, and implementation of AI/ML in financial product journeys.
Able to perform data-driven decisions through analysis of disbursement trends, yields, delinquency, and collections.