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Metro-based generalist sales role with broad sourcing and target responsibilities yields medium applicant competition.
Requires specialized LAP and banking credit/channel experience, limiting cross-industry transferability.
Explicit 7–15 years and mandatory LAP banking, credit and channel experience increases shortlisting strictness.
Own and grow the Loan Against Property (LAP) portfolio in the assigned geography, achieving disbursement, portfolio growth, and revenue targets.
Drive customer acquisition for LAP through multiple channels including DSAs, DSTs, branch banking, and others, ensuring quality sourcing and adherence to credit and compliance standards.
Manage relationships with sourcing partners and internal teams to enhance business development and cross-sell banking products, while monitoring market and competitor activity for opportunity expansion.
7 to 15 years of work experience in sales or banking domain.
Graduate degree in any specialization.
Experience in portfolio management and business development related to Loan Against Property or similar financial products.
Location requirement: Mumbai (implied by the job title and not explicitly stated).
Proven track record in managing and growing secured lending portfolios like LAP in a competitive market environment.
Experience working with multiple sales channels such as DSAs, DSTs, and branch networks for acquisition and portfolio growth.
Ability to collaborate effectively with credit, operations, and product teams to ensure compliance and superior customer experience.