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Specialized senior retail-lending product role in Mumbai; niche domain limits candidate competition.
Requires deep retail lending and banking product expertise, limiting transferability across industries.
Explicit 8–10 years and specific retail-lending product expertise make shortlisting highly selective.
Develop and execute retail asset product strategies to drive portfolio growth and profitability.
Design, launch, and manage lending products across multiple customer segments including pricing and promotional strategies.
Drive digital transformation of lending journeys through automation, AI/ML, and analytics integration.
8 to 10 years of work experience in retail asset or banking product management.
Graduate degree in any specialization plus MBA.
Experience with portfolio management, regulatory compliance, and profitability assessment in banking products.
Not explicitly mentioned: notice period or location constraints beyond Mumbai.
Experienced in managing retail lending products with demonstrated ability in market analysis and competitive benchmarking.
Proven track record of driving product innovation, digitization, and customer experience enhancements in banking sector.
Strategic thinker capable of collaborating cross-functionally with technology and business teams to implement AI/ML and digital solutions.