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Tier-1 brand and Mumbai location with a visible product leadership role create moderate applicant competition.
Specialized transaction banking, payments and cash product expertise limits cross-industry transferability.
Requires senior cash/payments product, transaction banking and P&L expertise, so filtering is strict.
Lead rollout of new cash products focusing on instant payments, collections, liquidity and escrow account management, and fintech partnerships.
Own P&L control including revenue, costs, and profitability; conduct market sizing, competitor analysis, and cost optimization initiatives.
Collaborate with sales to support complex pitches and RFPs; drive product launches and execute sales strategies to meet revenue and volume targets.
Postgraduate degree such as MBA or CA required.
Experience required in cash product management, payment technology, transaction banking channels, and compliance/governance.
Ability to work with multiple internal and external stakeholders including sales, legal, compliance, operations, and technology teams.
Work Experience Required: Not explicitly mentioned in the JD.
Experienced in managing complex cash product portfolios with accountability for market competitiveness and profitability.
Strategic thinker able to translate market opportunities into clear business cases and product strategies.
Comfortable operating in a cross-functional, regulated banking environment interfacing with client groups, sales teams, regulators, and auditors.