Life Underwriter
Ethos (company site, opens in a new tab)3–5 yrsBengaluruOn-siteDirect career pageEst. 8–12 LPA
Posted on 18 Sept
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Job description
Structured overview of role & requirements
About This Role
- Evaluate life insurance risks by assessing medical history, occupational hazards, and financial background to decide on acceptance, modification, or declination of insurance applications.
- Communicate underwriting decisions clearly and influence process improvements while maintaining mortality expectations.
- Manage assigned underwriting requests independently with minimal direction, adapting to ambiguity.
Minimum Requirements
- 3+ years of experience in medical Life/Health Underwriting, preferably US-based underwriting experience.
- Proficient in assessing and summarizing Attending Physician Statements (APS) and Electronic Health Records (EHR) is highly preferred.
- Experience underwriting both term and permanent life insurance products.
- Work Experience Required: 3+ years in life/health underwriting.
Ideal Candidate Profile
- Experienced in risk selection encompassing medical, non-medical, and financial factors within life insurance underwriting.
- Skilled in critical thinking and independent problem-solving under minimal supervision.
- Familiarity or progress toward industry designations such as LOMA, ALMI, FMLI, ALU, or FALU indicating professional underwriting competence.