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Strong Tata brand, common sales title, and mid-level experience range increases applicant competition.
Microfinance and JLG-specific sales and collections skills bias hiring toward BFSI/MFI backgrounds, limiting transferability.
Explicit maximum experience (≤5 years) and microfinance/JLG preference make screening moderately strict.
Achieve disbursement targets with minimum delinquency by managing loan disbursal and repayment processes.
Develop and manage teams to penetrate markets, expand operational areas, and grow business through Joint Liability Groups (JLG).
Maintain portfolio quality by tracking dues, delinquency, and fraud, and conduct regular field visits and client meetings.
Work Experience Required: Fresher to a maximum of 5 years as a sales officer in microfinance business.
Graduate in any discipline required.
Basic understanding of Microfinance business and JLG model preferred.
Not explicitly mentioned: Notice period and location-specific requirements.
Experience in sales within microfinance or related sectors with exposure to JLG lending models.
Ability to manage client relationships and lead small teams focusing on business sourcing and collections.
Focus on monitoring portfolio health, delinquency control, and direct field engagement with clients.