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Common payments operations role, mid-level experience requirement, and Bangalore metro location increase applicant competition.
Role requires payments-specific SWIFT and settlement knowledge, making cross-industry transferability limited and domain-sensitive.
Explicit minimum experience plus required SWIFT/payment processing expertise and exception management raise selection rigidity to medium.
Manage end-to-end daily payment settlements processes, including validations, repairs, approvals, and timely release of payment and funding instructions, meeting stringent deadlines.
Execute SWIFT Alliance message generation or approval to correct or re-effect settlement of failed payment items, ensuring swift resolution of exceptions and maintenance of high operational standards.
Collaborate closely with investigations and correspondent banks, proactively communicate escalations to Senior Management, and support process improvements including system transitions and testing enhancements.
Minimum 2 years of experience working within a Bank or Payments Company focused on payment settlements or operations.
Strong technical expertise in global payments processing including SWIFT message formats (MT202, 210, 103, 199, MX messages - ISO20022).
Experience in exception management and operational risk related to payment processing.
Not explicitly mentioned in the JD: Specific degree requirement; Prefer Finance or Business degree but not mandatory explicitly stated.
Experienced professional comfortable managing high-volume, detail-oriented payment operations with capacity to work effectively under tight deadlines and rapid changes.
Strong operational and technical knowledge of global banking payments, SWIFT messaging standards, and investigations workflows.
Ability to proactively identify risks or operational bottlenecks, communicate clearly at senior management level, and drive incremental process improvements and compliance adherence.