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Strong Tier-1 brand and metro location balanced by niche payments and seniority reducing applicant density.
Highly specialized payments, low-latency Java and financial regulation experience reduces cross-industry transferability.
Explicit 12+ years, required payments domain expertise, Java/Kafka/AWS and regulatory experience enforce strict filters.
Lead architecture, design, and delivery of Citi's next-gen Global Instant Payments platform with hands-on technical leadership across full SDLC.
Design and develop high-performance, low-latency payment services using Java and distributed systems at global scale with cloud-native AWS architectures.
Build and enhance scalable payment capabilities supporting multiple real-time payment networks and ensure systems meet availability, security, and resiliency standards.
12+ years software engineering experience including large-scale payment or financial technology platforms.
Expert-level Java development and distributed systems engineering skills with deep knowledge of concurrency and low-latency application design.
5+ years hands-on AWS experience building and operating cloud-native applications in production.
Experience leading engineering teams while actively participating in architecture, technical design, and solution delivery.
Experienced in building mission-critical, enterprise-scale payment processing systems compatible with RTP, FedNow, UPI, SEPA Instant, or similar real-time payments.
Strong background in microservices, event-driven architectures, APIs, and streaming technologies like Kafka.
Comfortable working cross-functionally with Product, Operations, and Risk teams to deliver compliant, scalable, and innovative payment solutions globally.