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Medium — common BDM title, metro location, and broad channel requirements increase competition.
High — role depends on CV/CE lending expertise and established dealer/contractor/DSA relationships.
High — explicit 10–12 years plus mandatory industry connections, dealer/DSA network, and lending credit skills.
Lead state-wide sourcing and business growth for Commercial Vehicle (CV) and Construction Equipment (CE) loans in Kolkata.
Manage and mentor frontline Business Development Managers to meet monthly revenue and profitability targets across CV & CE portfolios.
Develop and maintain relationships with dealers, corporates, DSAs, and key stakeholders to ensure high-quality sourcing, compliance, and cross-selling of banking products.
Graduate or MBA degree mandatory.
10 to 12 years of relevant work experience in CV and CE loan sourcing or related domain.
Must have existing state-level connections with commercial vehicle and construction equipment associations, dealers, DSAs, OEMs, and contractors.
Expertise in financial analysis of balance sheets and income documents; knowledge of delinquent portfolios.
Experienced in managing and expanding delivery teams to achieve productivity and revenue goals.
Strong network within commercial vehicle and construction equipment sectors at the state level, including corporate DSAs and big contractors.
Proficient in state-level business evaluation, risk assessment, and strategic stakeholder relationship management.