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Strong brand but niche vehicle-finance requirement and non-metro location yield moderate competition.
Vehicle-finance and tractor-loan experience is industry-specific, reducing transferability across sectors.
Explicit 2-3 years plus mandatory vehicle-finance and team-handling experience narrows candidate pool significantly.
Manage a team of 5-7 field sales executives focused on tractor loan sales through direct sales, brokers, and dealers.
Handle an annual business volume of approximately 500-600 tractors worth around 20 Crores.
Oversee tractor refinance business, team productivity, early default collections, and maintain dealer/broker relationships within the area of operation.
2-3 years of experience in team handling within the finance industry.
Experience specifically in vehicle finance such as tractor, car, two-wheeler, commercial vehicle, or construction equipment.
Demonstrated ability to manage business volume and direct/indirect reportees.
Work Experience Required: Minimum 2-3 years in team handling in finance industry, preferably vehicle finance.
Experienced in managing mid-sized sales teams with accountability for significant business volume (approx. 20 Cr annual).
Familiar with vehicle finance product lines with a focus on tractor loans and refinance.
Skilled in managing dealer and broker relationships along with early default collections and team productivity metrics.