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Tier-1 employer and senior backend role versus payments specialization yields moderate competition.
Specialized payments protocols, regulatory and banking domain expertise limit cross-industry transferability.
Explicit 7+ years plus deep payments, cloud, and compliance requirements make shortlisting strict.
Advise leadership on complex, enterprise-wide application and technology solutions focusing on payments transformation and modernization.
Lead architecture strategy, design, and migration initiatives for payment platforms ensuring scalability, security, and compliance.
Engage cross-functional teams and provide technical mentorship to deliver innovative, high-volume payment system solutions.
7+ years of engineering experience or equivalent demonstrated experience (work, training, military, education).
Proficiency in Java programming and experience with cloud platforms (AWS, Azure, GCP).
Experience with payment systems and standards like ACH, RTGS/Wires, SWIFT, ISO 20022, UPI, and real-time payments.
Knowledge of microservices, API design, containerization (Docker, Kubernetes), CI/CD pipelines, and payment compliance standards (AML, PCI DSS).
Experienced in defining and driving payment modernization roadmaps and solution architecture for high-volume, enterprise payment platforms.
Skilled at integrating emerging technologies such as blockchain and AI for fraud detection within payment systems.
Capable of influencing technical decisions across teams, mentoring senior engineers, and aligning solutions with business goals in regulated environments.